Do you find it easy to stick to your budget?

Yes, I do - I don't have a problem doing this despite having to alter my spending habits dramatically after separating.

Though I do not really stick to a budget, luckily, any more but find I do not spend anywhere near as much as I used to, possibly because nowadays I enjoy being home!

by Finy

It's an either-or situation for me as far as budgeting is concern. I do try to improvise. If it's a petty expense, I tell myself it's okay to exceed my budget. However, if it's a really costly project or endeavor - for instance taking up further studies, travels or buying an appliance - I usually stick to my budget and commit to my goal.

by xTinx

It can be hard sticking to a budget. We do have a budget, but we don't always stick to it. We just have to watch our spending. There are always unexpected expenses that pop up to throw a spanner in the works. However, as xTinx said, if it is a big or expensive goal like travel, we are very committed to putting money aside for that.

by Lluxi

I dont have a budget.. I am not a huge spender in any case

by BritishStorm

It depends. Normally I'd say that I'm good at budgeting. However, my bills from Black Friday and the Christmas sales seem to prove that I need to alter my spending habits to stick to my budget.

by annep

I don't have a budget. I don't buy anything other than my cotton dresses, food, other Aldi stuff & presents for our grand-daughters.

by Miro

Yes, I try not to overspend, stick fairly close to a budget because thats all one gets being on a pension. Thankfully now retired don't "need" as much as when working - amazing what one gets by on with the things we already have, and I try to eat what is in the fridge and freezer....

by brigi

I don't have a budget and often exceed what I'd like to spend.

by helga