I would however I have cash which my children can access when I die!
I think it is a good idea to take out a pre paid funeral if there is no cash around as when my son died, his wife had no ready cash to pay this huge amount, and I stepped in!
If someone dies young like that, it can be very difficult - i guess also if someone is older, but the question is worded wrong - as did not mean "insurance" but pre paid!
I think insurance is something different though amounts to the same in the end, but is something you go on and on paying for whereas pre paid you only pay once I think.
My parents have pre - paid funerals. I think the pre- paid funerals are a very expensive path to take. We have funeral insurance as a part of our superannuation, so that is taken care of. It will cover all the costs of the funeral
I've pre-paid my funeral. Mum paid hers many years ago, about 50 years ago I think. What she paid then compared to what it would have cost when she passed was so cheap. All we had to pay for was the printing of the service so I figure if I last as long as she did (94 years) I go out of this world in my choice of coffin decked with purple Singapore orchids and my family has no money problems.
We've always thought pre-paid funeral insurance was a waste of money. I'd like to be cremated in CARDBOARD box if possible, with painted tulips & flamingos over it, but that has nothing to do with the above question of cause, but I thought I'd tell you anyway! I don't think it's fair that diet starts with 'die', & funeral starts with 'fun' Sorry, I'm still of the point again, but I just thought of that!