I used to have cheque books that I used regularly in US. When Ioved to Australia I found out how expensive they were to use so I didn't have one. Now I have opened an account with a new bank and they offer cheque books for free so I got one. I find them handy, especially when you want to give someone a gift and don't have cash on. A cheque can save the day!
I have 2 cheque books. I use 1 that is free. The other costs $2 per chq. It is rarely used for ob reasons. Credit card purchases add $2.. Chqs are safer than keeping cash to pay tradesmen. I don't have cash and my internet banking is done on my computer, which isn't switched on all day. I don't use apps.
I've always had one. Nowadays my daughter asks me to write cheques for some of the entry fees required for the grandchildren to participate in athletic events (she doesn't have a credit card) so gives me the cash and mails off forms and cheque when required. I rarely use it for myself.
Your lucky you get the money back, Helga. Our eldest daughter asks if we'd like to pay for our granddaughters swimming lessons, & the eldest 1 was having choir lessons, but they have finished now after 6 months. when she didn't want to do them anymore, thank heavens. (For us!) Of cause we oblige! This, by the way, is the daughter who has a falling out with us re her partner, 3 & a 1/4 years ago!
Hi Miro. Yes, I am lucky as she normally brings the money with her when collecting the cheque so I never have to ask for it. The grandkids compete nationally so I'm always there to lend a hand and share her expenses when we travel interstate for competitions.