I have a brilliantly empathetic medical team,with not only my gp,but also my specialists bulk billing me.They have done this for as long as I can remember. I would be extremely broke as well as sick otherwise!!!
I've used many GPs who don't bulk bill, but have found one I LOVE who bulk bills us because we have a health care card. Which is luck because the children have both needed to go a few times in the last few months.
We pay a small gap at our drs., but thankfully, we dont have to visit on a too frequent basis.
I'd rather we were bulk blled, but our last dr. who did is too far away now that we've moved address.
I do have a friend who will not pay anything, anywhere towards her medical needs, but cant resist yet another pair of shoes, even if they cost the earth. Different priorities than me. But,I do question dr. if we think we're being referred on for some test that we dont think is absolutely necessary, because that does make the cost of health here high.